Car accidents are common occurrences in New Mexico, and their impacts can range from mild to severe depending on the circumstances of the collision. If you are in a car crash, you can experience lost wages, mounting medical expenses, property damage, and more — but you may be eligible for compensation for these damages through an insurance claim or lawsuit.
Proving an Albuquerque car accident claim can be difficult, but Jordan, Herington & Rowley is here to help. Our car accident attorneys will advocate aggressively on your behalf to help you obtain the damages you need to recover.
Why Choose Us?
- While most car accident claims settle out of the courtroom, our attorneys prepare each case as if it will go to trial. We will not hesitate to escalate your claim if necessary.
- It is not in an insurance company’s best interest to give you maximum possible compensation. Our attorneys will help you determine which damages you qualify for and will evaluate each claim the insurance company offers to determine if it meets your needs.
- Our firm believes open, honest communication is key to a successful claim. We will always answer any questions you may have and help you prepare for each stage of your case.
New Mexico’s Car Insurance Laws
New Mexico follows a traditional fault-based system when it comes to car accidents. If you cause a car accident, you must pay for the damages that the other drivers, passengers, and pedestrians suffer. All drivers must carry the following minimum amounts of insurance coverage to help cover this financial responsibility.
- $10,000 in property damage coverage per accident
- $50,000 in bodily injury liability coverage per accident
- $35,000 in bodily injury liability coverage per person per accident
Under this system, you have three main options to collect compensation after an accident. You can file a claim with the at-fault party’s insurance company, you can file a claim under your own policy if you have appropriate coverage, or you can file a lawsuit in New Mexico civil court.
Typically, you will file the insurance claim first and proceed with a lawsuit if the company refuses to settle or your damages exceed the policy limits. However, each case is different; an attorney at Jordan, Herington & Rowley will evaluate your claim and determine which pathway is best for you.
Should You Speak to an Insurance Adjuster After Your Accident in Albuquerque?
After your accident, an insurance adjuster from the at-fault party’s company may contact you and ask for a statement. He or she may claim this statement will help expedite your settlement, allowing you to collect compensation faster.
You should not speak to an insurance adjuster or give any statement until after you speak with your car accident attorney. It is not the insurance company’s priority to pay you the maximum settlement you need, so you may receive a lower offer than what you need.
In addition, you may not fully understand the extent of your damages this early in your claim, and prematurely accepting a settlement may lead to additional financial burden. For best results, always discuss your claim with an Albuquerque car accident attorney first.
Are You the Victim of an Albuquerque Car Accident?
If you are in a car accident in Albuquerque, take action quickly to preserve your chances of compensation. Call the personal injury attorneys at Jordan, Herington & Rowley as soon as possible to represent your insurance claim or personal injury lawsuit. Our lawyers will examine the facts of your case and inform you of your best pathway forward.
Contact Jordan, Herington & Rowley today to schedule a free consultation with one of our car accident attorneys.