Does MedPay Have to Be Repaid in Colorado?

Short Answer:
No, MedPay generally does not have to be repaid in Colorado. State law prohibits insurance companies from seeking reimbursement (subrogation) for MedPay benefits from your settlement, allowing you to keep those funds without paying them back. Learn more here.

Example:
If your MedPay covers $5,000 in medical bills after an accident and you later receive a settlement, you typically keep the full settlement amount without reimbursing your insurer for the MedPay benefits.

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