Welcome to Jordan Law
On this page you’ll find several videos that will guide you through the coming months as we work on your case.
Please note, there will now be a change in your point of contact!
Until now, you’ve been talking with our intake team. From here on, your case is handled by your dedicated legal team below. Please direct all calls, texts, emails, and questions to us — and when you email, include all three of us so nothing gets missed.
Sarah Freedman, Attorney — sarah@jordanlaw.com · 720-303-5044
Kara Webb, Paralegal — kara@jordanlaw.com · 720-282-0827
Sydney Copley, Legal Assistant — sydney@jordanlaw.com · 303-223-8374
Meet Your Team
If you’re watching this, you’ve probably been through something difficult. A personal injury case can feel overwheming, but you don’t have to go through this alone. We are here for you.
This process can feel overwhelming, but we’re here to guide you. Stick with us and we’ll make sure you always know what comes next.
What You Should Focus On Right Now
In the second video in our welcome series, the team reminds you that your focus should be on recovering and getting healthy.
Remember:
- Go to your medical appointments
- Follow your doctor’s advice
- Update us if anything changes about your treatment.
Property Damage and Additional Support
While we don’t handle property damage claims, we are here to support and give advice.
Remember:
- Go to your medical appointments
- Follow your doctor’s advice
- Update us if anything changes about your treatment.
What to Expect in Your Case
In this video the team tells you what to expect next. We provide a roadmap for the remainder of the case.
Remember:
- We’re always here to answer any questions you have.
- The demand stage can be a time consuming process.
Understanding Insurance & Your Coverage
In this video the team explains the different types of insurance coverage and how they play a role in your case.
See below for more.
Glossary and Examples
Third-Party Insurance
This is the insurance for the person that hit you. Coverage under the third-party insurer is “liability” or “bodily injury” coverage. This is the type of insurance that is required to legally drive in Colorado. Third-party insurance does not “pay-as-you-go.” Rather, third-party insurance will pay out at the end of an injury claim in the form of a lump settlement or verdict if the case goes to trial.
First-Party Insurance
This is your personal auto-insurance carrier. Coverage under the first-party insurer includes collision, medical payments, and uninsured/underinsured coverage. Medical payments coverage, if available, can be used to pay for medical bills, reimburse co-pays/coinsurance, or out-of-pocket expenses for prescriptions, medical equipment, etc. This is a coverage that you must have selected and pay for under your auto policy.
Uninsured/Underinsured Motorist coverage
Uninsured/Underinsured Motorist coverage applies if you are hit by someone who A) did not have insurance (uninsured) or B) who did not have enough insurance to fully compensate you for your injuries (underinsured). If you send me a picture of your auto-insurance card and declarations page, I can let you know what coverages you have available.
Health Insurance
Health insurance can and should be used for treatment relating to an auto-accident. In Colorado, an injured party has a right to utilize health insurance, medical payments coverage, and make a bodily injury claim against a third-party. By utilizing your health insurance benefits, you can have your medical bills paid in a timely manner which avoids the potential for accounts going to collections. At the end of the day, the patient is responsible for the medical charges accrued. By pursuing a third-party claim, you are seeking reimbursement for those past medical charges. Any recovery made reimburses 1) you as the patient for your out-of-pocket payments and 2) the health insurer for “fronting” the insurance payment to the provider. The health insurer, depending on the specific policy language, has a right to reimbursement when a third-party is at fault. We can discuss this in more detail when we have a copy of your health insurance policy language.
Example Scenario without Health Insurance
Hospital Bill: $1,000.00
Balance to be paid out of settlement: $1,000.00
Example Scenario with Health Insurance
Hospital Bill: $1,000.00
Health Pays: $300.00
Health Contractual Write-Off: $550.00
ER Co-pay: $150.00
Balance to be paid out of the settlement: $300.00 (back to health insurance)
Final Thoughts & How to Reach Us
And as your case moves forward, more questions might come up. That’s normal, and we’re here for you. The best way to get in touch with me is to call, email, or send me a text. I’ll get back to you as quickly as we can. Remember, we’re here for you.
