Short Answer:
If the other driver has no insurance in Colorado, you can still recover compensation through your uninsured motorist (UM) coverage or by suing the at-fault driver personally, though recovery may be limited if the uninsured driver has few assets. See attorney insights like Michael Rosenberg’s recognition here.
For a free legal consultation, call (303) 465-8733
Example:
If an uninsured driver causes a crash and your damages are $40,000, your UM policy can cover the losses up to your limits. Without UM coverage, you may need to sue the driver directly and rely on their ability to pay.
