Short Answer
A bad faith insurance claim in Colorado means an insurer unreasonably delays or denies payment of benefits owed under a policy in violation of the implied duty of good faith and fair dealing. You may recover the benefit owed, double damages, and attorney fees. See this guide on building personal injury claim value.
Example
If your insurer owes $50,000 in uninsured motorist benefits but delays payment for months without a reasonable basis, you may sue for the $50,000 owed, an additional $100,000 under Colorado’s statutory bad faith penalties, plus attorney fees.