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What Is Resident Relative Coverage?

Short Answer:
Resident relative coverage in Colorado allows you to use a household family member’s auto insurance policy—such as UM/UIM or MedPay—even if you are not listed on the policy. It applies when you are related and live in the same household. Learn more here.

Example:
If you are injured in a crash and your own coverage is insufficient, you may be able to use a parent’s or spouse’s policy if you live together, helping cover additional medical bills or damages.

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