Short Answer:
Subrogation in Colorado is the legal right of an insurance company to seek reimbursement for money it paid on your behalf after an accident. It typically comes from your settlement, but Colorado law limits recovery unless you are fully compensated. Learn more here.
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Example:
If your health insurance pays $10,000 for accident-related treatment and you later receive a settlement, the insurer may request repayment from those funds—though Colorado law may reduce or limit what they can recover.